These Loaded Chili Cheese Fries are the answer to all your biggest food cravings. Forget basic fries; this recipe transforms them into the ultimate main course, piled high with a rich, homemade beef chili and bubbling melted cheese. As a mom, I’m always looking for fun recipes for dinner that will make my kids smile. This dish started as a Friday night supper idea that my whole family now requests weekly. It’s one of those easy to make dinner ideas that brings so much joy and comfort to the table, proving that indulgent USA food recipes can be simple and satisfying.
Table of Contents
Why You’ll Love This Recipe
- Truly “Loaded”: This isn’t just chili on fries. It’s a complete guide to building the perfect Fries Supreme with layers of flavor and toppings.
- Perfect for a Crowd: This is one of my favorite dinner ideas for game day or a casual party. Set up the toppings and let everyone build their own.
- Hearty Main Course: This is a satisfying American meal all on its own. It’s a full dinner recipes fun experience in one dish.
- Rich, Flavorful Chili: The homemade chili recipe is thick, seasoned perfectly, and designed to cling to every single fry.
Ingredients Needed for Loaded Chili Cheese Fries
Here is what you’ll need, broken down into the chili and the assembly.
For the Homemade Beef Chili:
- 1 teaspoon vegetable oil
- 1 pound lean ground beef (90% lean is great)
- 1/2 cup onion, finely diced
- 1 teaspoon garlic, freshly minced
- 1 (15 ounce) can diced tomatoes (do not drain)
- 2 (8 ounce) cans plain tomato sauce
- 1/2 cup beef broth
- 1 tablespoon chili powder
- 1 teaspoon ground cumin
- 1 teaspoon smoked paprika
- 1 teaspoon cocoa powder (my secret ingredient for depth)
- 1/2 teaspoon brown sugar (to balance the acidity)
- 1 teaspoon salt, divided
- 1/4 teaspoon black pepper
- 1 (15 ounce) can kidney beans, rinsed and drained
For the Loaded Fries:

- 32 ounces frozen french fries (steak fries, crinkle-cut, or Loaded Waffle Fries work best)
- 2 cups freshly shredded cheddar cheese (avoid the pre-shredded bag!)
- Cooking spray
- Assorted Toppings: See our “Loaded” Toppings Bar ideas below for the full experience.
How to Make Loaded Chili Cheese Fries
Here are the step-by-step instructions. We’ll start by making the chili, which can even be done a day ahead.
Part 1: Make the Rich Homemade Chili
- Brown the Beef: Heat the oil in a large pot or Dutch oven over medium-high heat. Add the ground beef, seasoning it with 3/4 teaspoon of the salt and all the pepper. Cook, breaking the meat apart, for 3-4 minutes until browned. Drain off any excess fat.
- Sauté the Aromatics: Add the diced onion to the pot with the beef. Cook for 3-4 minutes more, stirring until the onion begins to soften. Stir in the minced garlic and cook for just 30 seconds until fragrant.
- Simmer the Sauce: Pour in the diced tomatoes (with their juices), both cans of tomato sauce, and the beef broth. Stir in the chili powder, cumin, smoked paprika, cocoa powder, brown sugar, and the last 1/4 teaspoon of salt.
- Thicken the Chili: Bring the mixture to a simmer, then reduce the heat to low. Let it cook, stirring occasionally, for 30-40 minutes. This simmering is key to a thick chili that won’t make your fries soggy.
- Add the Beans: Stir in the rinsed and drained kidney beans. Let the chili simmer for another 10 minutes to heat the beans through and meld the flavors. Taste and add more salt if needed.

Part 2: Assemble the Loaded French Fries
- Bake the Fries: Preheat your oven according to the directions on your frozen french fries package. Coat a large sheet pan with cooking spray. Arrange the fries in a single, even layer. Bake them until they are golden brown and extra crispy.
- Get Ready to Load: Once the fries are baked, remove them from the oven. Set the oven to 400°F (or 200°C) for melting the cheese.
- Add Chili & Cheese: You can keep the fries on the sheet pan or transfer them to an oven-safe skillet or serving dish. Spoon a generous amount of the prepared chili all over the crispy fries (you’ll use about 1 1/2 to 2 cups). Sprinkle the 2 cups of shredded cheddar cheese evenly over the top.
- Melt to Perfection: Return the pan to the 400°F oven. Bake for just 5 minutes, or until the cheese is perfectly melted, bubbly, and delicious.
- Serve Immediately: This is key! Add all your desired toppings right away and serve immediately while the fries are still crispy.
The Ultimate “Loaded” Toppings Bar
A great Loaded French Fries Recipe is all about the layers. Here’s how to build the perfect bite and get those Dirty Fries Recipes vibes at home. These are the best Loaded Fries Ideas.
- Classic Must-Haves
- Crumbled Bacon, a big dollop of Sour Cream, and freshly Sliced Green Onions.
- Spicy & Zesty Add-Ons
- Sliced Jalapenos (fresh or pickled), sharp Diced Red Onion, Chopped Cilantro, or a scoop of Pico de Gallo.
- Next-Level Loaded Ideas
- Creamy Guacamole, Diced Avocado, Sliced Black Olives, or even a sprinkle of sweet Corn.
- “Loaded” Flavor Combination Profiles
- The Tex-Mex (or American Fries Supreme): Top the chili and cheese with jalapenos, black olives, pico de gallo, and a big scoop of guacamole.
- The Classic “Loaded Baked Potato”: Top the chili and cheese with crumbled bacon, sour cream, and sliced green onions.

Pro-Tips for Restaurant-Quality Loaded Fries
- The #1 Tip: Grate Your Own Cheese
- This is my most important tip! Pre-shredded cheese in a bag is coated with anti-caking powders and preservatives. It will not melt as smoothly or taste as creamy. Grating a block of cheddar yourself takes two minutes and makes a huge difference.
- How to Keep Fries Crispy (No Soggy Mess!)
- The key is to bake your fries until they are extra crispy, maybe a minute or two longer than the package says. You want them golden brown and sturdy. Serve them the moment they come out of the oven with the melted cheese. They will get softer as they sit.
- Make-Ahead & Party Prep
- The homemade chili is perfect for making ahead. You can prepare it up to 3 days in advance and store it in the fridge. In fact, the flavor is often even better the next day. Just reheat the chili on the stove before spooning it over the freshly baked fries.
Recipe Variations
- Loaded Sweet Potato Fries: Swap the regular fries for sweet potato fries. The combination of sweet, salty, and savory is incredible.
- Loaded Vegetarian or Turkey Chili Fries: You can easily make this vegetarian by using plant-based ground “meat” and vegetable broth. Or, opt for ground turkey for a lighter version.
- Healthy Loaded Fries: For a healthier (but still delicious) option, use baked sweet potato fries, the turkey chili variation, and a modest sprinkle of cheese. Load it up with “healthy” toppings like pico de gallo, cilantro, and avocado.
- Loaded Chicken Fries: Use a white chicken chili instead of the beef chili for a totally different “Loaded Fries Chicken” experience.
- Cheese Sauce vs. Shredded Cheese: For that true ballpark, Loaded Cheese Fries feel, you can swap the shredded cheese for a warm cheese sauce. Or, for the ultimate Loaded French Fries, use both!
- If you tried this recipe, please leave a comment and a star rating below! We love to hear what you think. What variations or toppings did you try? Let us know below!

Frequently Asked Questions (FAQ)
- What toppings go on Chili Cheese Fries?
- The most classic toppings are sour cream, diced onions (red or white), and sliced jalapeños. However, for a fully “loaded” experience, you can add bacon, green onions, guacamole, pico de gallo, or black olives.
- What kind of cheese is best for Chili Cheese Fries?
- Sharp cheddar is the most popular choice for its strong, tangy flavor that cuts through the rich chili. Colby Jack, Monterey Jack, or even a Velveeta-based cheese sauce (for a smoother, creamier texture) are also fantastic options.
- Are chilli cheese fries unhealthy?
- While delicious, chili cheese fries are typically high in calories, sodium, and saturated fat. They are best enjoyed as an indulgent treat in moderation.
- Who invented chili cheese fries?
- The invention is credited to Don A. Jenkins. As the legend goes, he first created the dish in Tomball, Texas, when he was just 16 years old.
- Does McDonald’s still have chilli cheese fries?
- No, McDonald’s does not have chili cheese fries as a regular menu item in the US. You may see videos of people creating their own, but it is not an official product.
- What cheese do Chilis use on their fries?
- Chili’s restaurant uses cheddar cheese for their famous Texas Cheese Fries. Many copycat recipes also use a Colby Jack blend, which melts very well.
- Why are they called dirty fries?
- The term “dirty” in food often means the opposite of “clean eating.” It refers to taking a traditional dish (like fries) and altering it by adding decadent, flavorful, or messy toppings like spices, sauces, cheese, and meat. “Dirty Fries Recipes” are just another name for loaded fries.
- What are swamp fries?
- Swamp Fries are a specific type of loaded fry. They are typically seasoned fries topped with cheese, pico de gallo, jalapeños, and a special “swamp sauce.” You can also often add chicken, shrimp, or fish.
More easy Recipes To Try!
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Loaded Chili Cheese Fries
Ingredients
Homemade Beef Chili
- 1 tsp vegetable oil
- 1 lb lean ground beef (90% lean)
- 0.5 cup onion, finely diced
- 1 tsp freshly minced garlic
- 15 oz diced tomatoes, undrained
- 16 oz plain tomato sauce (2 cans)
- 0.5 cup beef broth
- 1 tbsp chili powder
- 1 tsp ground cumin
- 1 tsp smoked paprika
- 1 tsp unsweetened cocoa powder
- 0.5 tsp brown sugar
- 1 tsp salt, divided
- 0.25 tsp black pepper
- 15 oz kidney beans, rinsed and drained
Loaded Fries Assembly
- 32 oz frozen french fries (steak fries or crinkle-cut)
- 2 cups freshly shredded cheddar cheese
- 1 spray cooking spray
- 1 cup assorted toppings (sour cream, jalapeños, green onions, guacamole, etc.)
Instructions
- Brown the Beef: Heat oil in a large pot over medium-high heat. Add ground beef, 3/4 teaspoon salt, and pepper. Cook 3–4 minutes until browned. Drain excess fat.
- Sauté the Aromatics: Add diced onion; cook 3–4 minutes. Stir in garlic; cook 30 seconds until fragrant.
- Simmer the Sauce: Add diced tomatoes, tomato sauce, and beef broth. Stir in chili powder, cumin, smoked paprika, cocoa powder, brown sugar, and remaining salt. Bring to a simmer.
- Thicken the Chili: Reduce heat to low and simmer 30–40 minutes, stirring occasionally, until thickened.
- Add the Beans: Stir in kidney beans and cook 10 more minutes. Taste and adjust seasoning.
- Bake the Fries: Preheat oven per package directions. Spray baking sheet with cooking spray. Bake fries until golden and crispy.
- Assemble: Set oven to 400°F (200°C). Place fries on an oven-safe dish. Spoon 1½–2 cups chili over fries and top with shredded cheese.
- Melt the Cheese: Bake 5 minutes until cheese is melted and bubbly.
- Serve Immediately: Add your favorite toppings and serve hot!
Notes
Nutrition Facts (Per Serving)
| Nutrient | Amount |
| Calories | 296 kcal |
| Total Fat | 18g |
| Saturated Fat | 1g |
| Cholesterol | 83mg |
| Sodium | 614mg |
| Potassium | 575mg |
| Total Carbohydrates | 4g |
| Dietary Fiber | 1g |
| Sugar | 1g |
| Protein | 36g |
| Vitamin A | 1165IU |
| Vitamin C | 3.4mg |
| Calcium | 26mg |
| Iron | 2.4mg |












